The Cashback Prepaid MasterCard is a smart and cost-effective alternative to carrying cash. Because it is a pre-funded card, you can only spend the money you load on it. You do not require a credit check or bank account to get one although you do have to be over 18 and we will have to verify your identity in order for you to use some of its features. Simply order it, top it up by Visa Debit card, bank transfer or at any Paypoint and enjoy the purchasing power of a MasterCard. You can use it to make purchases and pay bills anywhere which displays the MasterCard Acceptance Mark including stores, online or over the phone. And of course you will collect cashback at all participating merchants.